Retail Lending

retail lending: how to succeed against competition everywhere

Retail Lending: How to Succeed Against Competition Everywhere

At first, you competed with the bank across the street. Then, other types of financial institutions like credit unions entered the market. Now, your competitors are not just other brick and mortar financial institutions. Companies without physical locations, such as Internet banks and peer-to-peer (P2P) lenders, have entered the arena. Consumers can open deposit accounts …

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Banking training simulation with KiwiBank

Five Crowd-Sourced Reflections to Overcome the Precipice of a Crisis

Michelle recently spent time with a client in New Zealand who are thoughtfully preparing for possible housing market stress. There was a therapeutic value in stepping out of the cryptocurrency and blockchain obsessed ecosystem in Asia, taking a step back and remembering what’s really important in consumer lending — financial stability, fair lending, and the ability …

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